Long Term Care – 3 Practical Tips To Help You Avoid Paying Care Fees
Few of us like to think about long-term care – and the subject of care fees is rarely an appealing one. Compounding this is the fact that, every year in the UK, tens of thousands of elderly people are wrongly charged for care.
These 3 tips will help make sure you’re not one of them…
1 Don’t assume you have to pay for care
If you need care primarily for health reasons, your care home fees should be funded 100% by the NHS. Get assessed for NHS Continuing Healthcare before you start paying care fees…
2 Reclaim care fees retrospectively
If you’re already paying care fees, and yet you need care primarily for health reasons, you can claim those care fees back. You can also reclaim care fees on behalf of someone who has died. Keep hold of as much paperwork as possible…
3 Take good financial advice
You can’t predict whether you’ll need residential care in later life. Just one year’s care can cost you over £25,000 – as a minimum. Before making any decisions about how to fund care, take financial advice from someone well-qualified in care matters…
